Affordable Financial Services specializes in reverse mortgages, helping individuals over the age of 62 to convert part of their home’s equity into tax-free, usable money. There are no employment, income, or credit requirements for obtaining a reverse mortgage, but getting one can still be a difficult process which AFS can expertly guide you through. By speaking to one of their courteous agents you will learn exactly what it takes to get a cash advance through this program, and when it needs to be paid back.