Report: It Costs Nearly $230K to Raise a Child in New York...Not Counting College!

LongIsland.com

The report notes numerous expensive associated with rearing an offspring, including child-specific expenses and regular household expenses that raising a child can impact.

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According to a new report, the cost of raising children in New York State – along with everything else, of course – continues to get more and more expensive.

Researchers at LendingTree have noted that it currently costs a whopping average of approximately $226,849 to raise a child in New York. The report notes numerous expensive associated with rearing an offspring, including child-specific expenses (like child care) and regular household expenses that raising a child can impact (like rent).

Here’s a quick rundown:

  • It costs $226,849 to raise a child in New York over 18 years. This makes New York the 13th-most expensive place to raise a child. 
  • Families in New York spend an average of 19.8% of their income on the basic annual expenses to raise a child. 
  • Nationwide, families are projected to spend $237,482 over 18 years to raise a child. Our 18-year estimate is highest in Hawaii at $314,529 and lowest in South Carolina at $169,327.
  • The average annual essential costs to raise a small child jumped 19.3%. Annual expenses minus tax exemptions or credits totaled $21,681 in 2021 versus $18,167 in 2016.

The Lending Tree study highlights that, despite the fact that raising a family is part of the American dream, it’s getting costlier and costlier than ever to be parents.