With holiday shopping in full swing and inflation season breathing down our necks, 56% of Americans say inflation is their biggest financial concern for 2025, according to a new WalletHub survey released today. In order to provide a playbook for how to overcome financial obstacles and make improvements in the new year, WalletHub also released its list of the Top 15 Financial Resolutions for 2025.
Key Findings
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Biggest Worry for 2025: 56% of Americans say inflation is their biggest financial concern for 2025.
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Frugal New Year's Festivities: More than 3 in 5 Americans expect to spend less money on New Year’s plans this year compared to last year.
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Wallet Optimism for 2025: Nearly 2 in 3 people say that 2025 will be better for their wallet than 2024.
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Financial Resolutions: 52% of Americans are planning to make finance-related New Year’s resolutions.
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Manifesting More Money: 41% of people making a financial resolution say they want to save more, while 21% want to spend less and 20% want to make more money.
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Stressed by Resolutions: 62% of Americans think New Year’s resolutions add too much pressure.
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WalletHub’s Top Resolutions for 2025 |
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1. Make a realistic budget & stick to it |
9. Protect your identity |
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2. Get a 5%+ return on your cash |
10. Focus on physical health, given its |
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3. Save more money |
11. Look for a better job |
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4. Explore ways to refinance high interest |
12. Make sure you have enough insurance |
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5. Repay 25% of your credit card debt |
13. Get an A in financial literacy |
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6. Use different credit cards for everyday |
14. Improve your WalletScore |
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7. Fight back against inflation |
15. Join a Credit Union |
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8. Pay bills right after getting your |
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